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Saturday, February 23, 2013
HandWallet, une application android pour traquer les dépenses
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Traquez vos dépenses aux centimes près.
J’ai installé une application nommé HandWallet sur mon téléphone pour faire le suivi de nos dépenses, tous types confondus. J’ai réussi l’exploit d’habituer ma femme à son utilisation, si bien que la moindre petite dépense est notée et archivée sur le téléphone. Ensuite, au fil des jours, le bonheur d’analyser les statistiques.
Bon, je n’ai pas pris la peine de tester d’autres applications du même registre, mais ce qui est sûr c’est qu’un gestionnaire de dépense est une application très intéressante, une fois que vous aurez réussi à avoir l’habitude de tout noter. C’est ma troisième tentative d’utiliser ce logiciel. La première fois, j’avais accusé un grand retard au niveau de la saisie des dépenses, ça a entrainé un gap et puis, avec des données manquantes, il n’y a plus de fun. La seconde fois, j’ai bien pris mon habitude, mais mon épouse n’était pas emballée à l’idée de consigner les faits et gestes en terme de dépense. Et ça enlève également le côté amusant de la chose quand on traque une moitié seulement des dépenses.
Et puis maintenant, on s’y met moi et elle, et ça fait 3 semaines qu’on note toutes nos dépenses. Je ne vais pas divulguer les statistiques mais seulement quelques pourcentages des dépenses :
Food: 15,5 %
Religion: 4,4%
Transportation: 18,7%
Gas: 2,1%
Dot.MG: 54%
Dans sa version gratuite, HandWallet ne permet pas une nette séparation des environnements (foyers, travail, …) Je pense que je vais essayer de trouver d’autres applications du même genre, car les publicités sur celle-ci sont également ennuyeuses.